Money movement
Termn shows the approved instructions, sender report, bank or provider documentation, and final reconciliation as separate steps.
The movement status advances only when the corresponding information or review exists.
Exact amount, currency, reference, parties, rail, purpose, and policy snapshot exist.
An approved active instruction version is attached to the movement.
The sender says the wire, ACH credit, or check was sent outside Termn.
Supporting or recipient evidence exists, but no authorized exact match is complete.
An owner or administrator matched policy-accepted bank or provider evidence.
The history retains the problem and supporting details. A cancellation without loss remains a separate neutral terminal outcome.
Sender and recipient materials explain the transfer. Bank or provider materials can support final reconciliation.
Explains what the sender or recipient observed.
Supports an exact, authorized receipt match.
Paper-check reconciliation requires allowed cleared-funds evidence such as a cleared-check image, receiving-account posting, or bank statement.
Each product defines its own parties, professional reviews, instructions, and acceptable supporting documents.
Investor-initiated domestic wire with fixed verification requirements.
Separate movements for principal, installments, and payoff.
A sender cannot acknowledge a movement until an active instruction version is attached.
Full routing and account values are encrypted, limited to authorized viewers, and never included in website or campaign measurement.
Instruction access, evidence, reconciliation, exceptions, and returns remain attributable in the audit trail.
New policies and instructions supersede earlier versions. Existing movements retain the version that governed their authorization.
Each route requires approved instructions, exact matching, and authorized receipt confirmation.